
The term “third-party” frequently comes up when dealing with personal injury claims. But what is a third party, and how might third-party liability arise if you have been injured? These concepts are important to understand if you or a loved one has been involved in an accident. Third-party liability laws allow you to hold parties that contributed to your accident or injury responsible, and a Philadelphia personal injury lawyer can help.
What Are Third Parties in Philadelphia Personal Injury Cases?

A third party is an individual or business entity that is not directly involved in your accident but may still bear legal responsibility for contributing to its cause. Examples of third parties include people, businesses, employers, property owners, government entities, and product manufacturers, who may have played a role in causing or contributing to your injury. A thorough investigation into the cause of your accident will be crucial for identifying all potentially liable parties.
Situations Involving Third-Party Liability in Philadelphia
Third-party liability in Philadelphia can arise in various personal injury cases. These include:
Workplace Accident Cases
Third-party claims may be possible if someone is injured on the job. While workers’ compensation usually covers job-related injuries, someone other than your employer may be responsible. This could include subcontractors, equipment manufacturers, and property owners where the work was being performed.
Car Accident Cases
Many Philadelphia car accident cases involve third-party claims. A driver may be injured in an accident caused by a defective vehicle part, which could put third-party liability on the manufacturer. Accidents may also occur due to poorly maintained roads by the City of Philadelphia.
Premises Liability Cases
A third-party claim premises liability claim might be filed against a property owner or company if someone is injured due to hazardous conditions on another person’s property. A store owner or proper manager could be liable if someone slips and falls due to an unmarked wet floor or other hazard.
Product Liability Cases
You may have a third-party products liability case against manufacturers, distributors, or retailers of defective or dangerous products that caused an injury. These third-party claims help hold businesses accountable for products that are unsafe for consumers.
Construction Accident Cases
Construction sites typically involve multiple parties, including contractors, subcontractors, equipment suppliers, and property owners. A worker injured or killed due to unsafe conditions or defective machinery may have a third-party claim against these parties.
How Do Third-Party Claims Work in Philadelphia?
Filing a third-party claim allows you to seek compensation from a party allegedly responsible for your accident. You will typically need to prove the third party’s negligence contributed to your damages. This involves proving:
- Duty of care: You must show the third party had a legal responsibility to act safely and reasonably to prevent harm.
- Breach of duty: You must show the third party failed to uphold their duty, leading to unsafe conditions.
- Causation: You must show the breach of duty directly caused your injuries and other damages.
- Damages: You must prove that you suffered financial, physical, or emotional harm as a result.
Third-party claims can provide additional compensation after an accident, increasing the likelihood that you may recover full compensation for medical expenses, lost wages, and pain and suffering. Third-party claims create an opportunity to hold all parties that contributed to your accident responsible.
What a Philadelphia Personal Injury Lawyer Can Do for Your Third-Party Claim
Navigating third-party claims can be difficult without legal representation. A Philadelphia personal injury lawyer can:
- Investigate the cause of your accident
- Gather evidence of liability
- Identify all potentially liable parties
- Value your economic and non-economic damages
- Retain expert witnesses
- Negotiate personal injury claims with insurance companies
- Fight for fair compensation
- Represent you in court, if possible
Pursuing third-party claims is often more complex than a standard personal injury case. A free consultation with a Philadelphia personal injury lawyer can help you learn about your rights and options for maximizing potential compensation.
Injured in Philadelphia? Consult a Philadelphia Personal Injury Lawyer Today
Understanding what a third party is and how third-party liability works is important after an accident. Whether you were injured at work, in a car accident, or on someone else’s property, identifying potential third-party liability can help you secure the maximum compensation you deserve. Contact Zavodnick & Lasky Personal Injury Lawyers today at 215) 875-7030 to discuss your case and protect your legal rights if you believe a third party played a role in your injury.